Pick the credit card that is right for you.
Congressional Federal offers a robust line-up of Visa® credit cards with features ranging from travel points to cash back to low rates. Choose the Visa® card that best meets your unique needs.*
Congressional Federal Credit Cards |
Thrive by Congressional Federal  |
Visa Signature® Premier Rewards  |
Visa Signature® Cash Rewards  |
Visa Platinum® Rate Saver  |
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Introductory APR |
0.00% APR introductory rate for 6 billing cycles. After that your APR will be 13.99%. |
0.00% APR introductory rate for 6 billing cycles. After that your APR will be 17.40% to 18.00%. |
0.00% APR introductory rate for 6 billing cycles. After that your APR will be 16.40% to 18.00%. |
0.00% APR introductory rate for 6 billing cycles. After that your APR will be 12.40% to 18.00%. |
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Balance Transfer |
3.99% APR introductory rate for 12 billing cycles. After that your APR will be 13.99%. |
3.99% APR introductory rate for 12 billing cycles. After that your APR will be 17.40% to 18.00%. |
3.99% APR introductory rate for 12 billing cycles. After that your APR will be 16.40% to 18.00%. |
3.99% APR introductory rate for 12 billing cycles. After that your APR will be 12.40% to 18.00%. |
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Introductory Bonus |
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Spend $1000 in the first 90 days and receive 10,000 Points |
Spend $750 in the first 90 days and receive $100 |
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Fixed APR |
13.99% |
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Late Fees |
$5 first time late fee $15 for second late fee |
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Credit Line Increase |
$500 line increase after first 12 months of on-time payments |
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Account Upgrade |
Account review after 2 years |
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No Penalty APR |
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No Annual Fee |
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No Cash Advance Fee |
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No Balance Transfer Fee** |
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No Foreign Transaction Fee |
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Roadside Dispatch |
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Travel and Emergency Assistance Services |
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Travel Accident Insurance |
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Personal Identity Theft Reimbursement |
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Visa Concierge Service |
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Emergency Medical/Dental Benefits |
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Trip Cancellation Reimbursement |
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Cash Back |
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Reward Points |
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Additional Security:
Register to receive Visa® Alerts for your CFCU Credit Card
Register to receive Visa® Alerts for your CFCU Debit Card
Fraud Alerts:
Register to receive automated real-time fraud alerts for your CFCU Visa Credit Card
*Terms and conditions apply.
**Promotional-rate convenience check transactions may incur a balance transfer fee. Please refer to your offer for details.
