BENEFITS OF MEMBERSHIP
Your Lifetime Membership with Congressional Federal Credit Union
Congressional Federal has been serving the Washington, DC area for 70 years, and we’re proud to offer our members a lifetime membership that gives you access to a world of financial opportunities. You’ll save money with our low-cost and free services, and just as importantly, enjoy the personal attention that you deserve.
Consumer Loans
Achieve your goals with a consumer loan from Congressional Federal.
Whether you need a loan to buy a car, pay for unexpected medical bills, consolidate debt, or fund a dream vacation, we have the right solution for you.
Auto Loans
From finding your next car to financing it, Congressional Federal is ready to help you with all your car buying needs.
Personal Loans
Whether you’re going on vacation, planning a wedding, or consolidating high-rate debt into one loan with a smaller monthly payment, a Personal Loan gives you the financial power you need.
Student Loans
Focus on your career and not your educational loans. Combine your federal and private student loans into one easy payment with a lower interest rate.
Credit Cards
Find the card that’s right for you.
It’s time to make your next move! Save money and earn rewards with a credit card from Congressional Federal. Options include cards featuring:
- Fixed APR
- Rewards
- Forgiving late fee structure
- A host of perks and benefits
- Cash back
- Travel points
Excellent Introductory APRs
Enjoy an introductory rate of 0.00% APR on all of our credit cards.*
Lower Balance Transfer Fees
Our credit card products offer lower balance transfer fees than many traditional banks and credit card companies.
Credit Cards to Fit Your Needs
Whatever your borrowing style, we have an option that's right for you.
Mortgages
Make your home your happy place.
Buying or renovating a home is easy with Congressional Federal Credit Union. We have experienced loan consultants ready to match you with the best home loan for your needs.
- Search full MLS listings for the most complete and accurate information available
- Research neighborhoods with recent sales data,
demographics, schools, crime statistics, and more - Find a trusted real estate agent vetted through a highly selective process
- Earn Cash Rewards: When you use a
HomeAdvantage® agent to buy or sell, you qualify to earn an average reward of $1,500.**
Get a Customized Quote
Fill out some basic information and we will create a customized quote. As always, you’ll get low, competitive rates with the same great service you love.
View Exclusive Resources
HomeAdvantage® is one of the most valuable services we offer—and it’s free to Congressional Federal members. Whether you’re ready to make a move or dreaming about the future, sign up for HomeAdvantage®
Investments
Congressional Financial
Network can help you be bold and live smart.
Whether you are just starting to build your assets, or are an experienced investor, we have the resources to help create a plan that is best for you.
We offer a wealth of investment services and insurance products as well as informational articles, seminars, and online resources.
Wealth and Retirement Planning
We work with you to develop paths for all life’s journeys: financial goals, tax needs, estate and legacy planning, insurance and more.
College Funding
We’ll show you the steps to take to save for your child’s future and recommend the financial tools to fund your plan.
Long-Term Care Protection
The most valuable things in life are worth protecting. We help members implement strategies designed to protect the things they can’t afford to lose.
Estate Planning
Your life, dreams, and legacy transcend money; they also encompass your values. We guide you through this process to establish a legacy.
* Introductory rate for 6 billing cycles, after which your APR rate will vary based on the card product and terms you qualify for based on creditworthiness and other factors. Not all applicants will qualify.
**The HomeAdvantage® program is made available to you through avrelationship between Congressional Federal and HomeAdvantage®. Program Cash Rewards are awarded by HomeAdvantage® to buyers and sellers who select and use a real estate agent in the HomeAdvantage® network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Using Congressional Federal for a mortgage is not a requirement to earn Cash Rewards. Cash Reward amounts are dependent on the commissions paid to the agent. Congressional Federal may have specific rules on how your Cash Rewards will be paid out. Cash Rewards incentives are available in most states; however, are void where prohibited by law or by the lender. Please consult with your credit union to get details that may affect you.
