Your newest banking option – dedicated to helping you thrive.

When you are looking for a financial institution committed to your success, trust the credit union that DC insiders have been banking with for over 70 years.

How to Apply

A credit union membership is a smart decision. Not only do credit unions offer competitive rates on loans and savings products, but we also provide solutions to help you accomplish your financial dreams. Simply follow the steps below to get started.

Submit an Application

Check to see if you are eligible to become a member and submit a quick and easy online application to get started.

Download the App

Once your account is open, download our mobile banking app to access your money around the clock!

Start Thriving

Get personalized service, credit-improving products, and peace of mind with secure financial services.

The District's


credit union.

Here for you, when you need us.

For over 70 years, Congressional Federal Credit Union has been serving members of the DC community, helping them to own their financial futures. With a robust set of products and services designed specifically for the unique needs of the Capitol Hill community and DC residents, CFCU is your trusted financial partner.
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A Full Suite of Financial Products and Services

Credit Cards
Auto Loans
Online Banking

Here for you, right around the corner.

As you embark on your financial journey, we want to be there with the resources that will help make it easier. With Congressional Federal, you get:

  • Low-interest, credit-building credit cards
  • Low loan rates and minimal fees
  • High-yield checking and savings accounts
low-interest credit cards

Get the credit card that grows with you.

Congressional Federal’s mission is to enhance the financial well-being of our members. With that in mind, CFCU’s Thrive Credit Card is designed to get your credit score back on track and build financial mobility.

  • Fixed APR of 13.99%
  • Starting limit increase after 12 months
  • Late payment forgiveness

Get the lowest rates and the best price for the car you want.

Apply online in minutes and with peace of mind using Congressional Federal’s TrueCar™ Buying Service. Congressional Federal offers competitive rates and easy financing, along with: 

  • Rates as low as 3.84% APR
  • No money down and no hidden costs
  • GAP+ insurance protection
Financial learning center

Get the tools you need to make sound financial decisions.